Hair Restoration Financing – Let’s Talk About It

Let’s talk about Hair Restoration Financing. What Is Hair Restoration?

Hair restoration is also known as “Hair transplantation” is a surgical process that removes hair follicles from one part of the body to a bald or balding part of the body.

The process is primarily used to treat male pattern baldness. In this minimally invasive procedure, grafts containing hair follicles that are genetically resistant to balding (like the back of the head) are transplanted to the bald scalp.

Hair restoration can also be used to restore eyelashes, eyebrows, beard hair, chest hair, pubic hair and to fill in scars caused by accidents or surgery such as face-lifts and previous hair transplants.

Hair restoration differs from skin grafting in that grafts contain almost all of the epidermis and dermis surrounding the hair follicle, and many tiny grafts are transplanted rather than a single strip of skin.

Causes Of Hair Loss

Hair loss refers to a loss of hair from part of the head or body. It is also known as baldness or alopecia. Typically at least the head is involved. The severity of hair loss can vary from a small area to the entire body.

Typically, inflammation or scarring is not present. Hair loss in some people causes psychological distress.

Hair loss can affect just your scalp or your entire body. It can be the result of heredity, hormonal changes, medical conditions or medications. Anyone can experience hair loss, but it’s more common in men.

Baldness typically refers to excessive hair loss from your scalp. Hereditary hair loss with age is the most common cause of baldness.

Some people prefer to let their hair loss run its course untreated and unhidden. Others may cover it up with hairstyles, makeup, hats or scarves.

And still, others choose one of the treatments available to prevent further hair loss and to restore growth.

Hair loss is typically related to one or more of the following factors:

Family history (heredity) – The most common cause of hair loss is a hereditary condition called male-pattern baldness or female-pattern baldness. It usually occurs gradually with aging and in predictable patterns — a receding hairline and bald spots in men and thinning hair in women.

Hormonal change – A variety of conditions can cause permanent or temporary hair loss, including hormonal changes due to pregnancy, childbirth, menopause and thyroid problems. Medical conditions in which causes patchy hair loss, scalp infections such as ringworm and a hair-pulling disorder called trichotillomania.

Risk factors

A number of factors can increase your risk of hair loss, including:

The family history of balding, in either of your parent’s families.

Other factors that cause hair loss are:


Significant weight loss

Certain medical conditions, such as diabetes and lupus



How To Recover Loss Of Hair

Hair loss is mostly out of your control. “Baldness comes down to your genes,” says Frederick Joyce, M.D., founder of Rejuvenate! Med Spa and a member of the International Society for Hair Restoration Surgery.

Still, maintaining hair health by eating well and using the right products—combined with medical-grade treatments—can really work all together to help you have a fuller, thicker head of hair.”

There are some solutions that address the problem but many are still years away from becoming available as a hair loss treatment. So here’s the lowdown on which baldness solutions available now are truly effective – and which hair-loss fighters are merely snake oil.

1. Nutrition

While diet alone won’t save your hair, there may be some truth to the old adage that you are what you eat. While nutritious eating isn’t going to bring your hair back by any means, eating plenty of protein-rich foods and healthy fats can make the hair that you still have look thicker and shinier.”

Skimping on the B vitamins, in particular, can interfere with the formation of hair cells and, therefore, hair growth. The best sources of Bs are protein-packed foods like chicken, fish, eggs, and pork, as well as leafy greens such as spinach.

2. Nioxin shampoo

You’ve no doubt heard of Nioxin, a brand of hair care products aimed at fighting thinning hair. But can shampoo or spray reverse baldness? “Nioxin is negligible in terms of helping with hair loss,” says Dr. Joyce. “There’s no shampoo out there that will actually stop hair loss.”

While you won’t find a miracle shampoo on the market, Nioxin and some other products can help keep your scalp in tip-top shape to improve the look of any hairs you do have left on your head.

In fact, feeding your hair with the proper nutrients both inside and out can make it appear healthier, so you might consider using products with natural herbs, such as rosemary and mint.

3. Laser light therapy

In-office laser light treatments or at-home handheld devices, such as the HairMax LaserComb, supposedly grow new hair by stimulating blood flow to the area.

Laser light therapy is not a baldness solution, and the HairMax takes a time commitment: You have to use the product for 15 minutes a day, three days a week and you have to keep using it indefinitely to get results.

Still, laser light therapy has no major side effects and may be best for men who have noticed some increased shedding and want to maintain more of the hair they have on their heads.

4. Hair replacement surgery

The best fix by far for replacing lost hair is a transplant. Back in the day, docs used plugs that resembled cornrows (definitely not natural looking).

Today, guys have more options. You can go for “the strip method” where a doctor surgically removes a strip of hair from the back of your head, dissects every hair graft under a microscope, and then plants the individual grafts onto hair-thin areas of your scalp with tiny incisions.

“If you don’t want a scar because you like to wear your hair short, you might opt for a “scarless” hair transplant,” says Dr. Joyce. Also known as follicular unit extraction (FUE), grafts are harvested one at a time with tiny punches that heal virtually undetected so you can still buzz your head.

“If you’ve gone so bald that you don’t have a lot of donor’s hair on your head, we can do FUE extractions with body hair such as on your chest, stomach, back, and sometimes even the pubic area,” says Dr. Joyce.

Regrowth rates with FUE are almost as high as with the strip method, and there is less downtime—three to five days to heal compared to 10 days for the strip method. It’s a good idea to make sure your doc is a member of the International Society for Hair Restoration Surgery.

How To Raise Finance For Hair Restoration

Hair transplants can be a pricey elective surgery. If you don’t have all the available funds right now, there are several options you should know about, that can help you finance the procedure. Just be aware of your budget and know which type of transplant you want when you’re ready to compare loans.

You have several options when it comes to paying for your hair transplant. Few of them are listed below;

Personal loans

Personal loans can be borrowed from traditional financial institutions like a bank and from non-bank providers. These can be secured or unsecured, and many providers offer loans between $5,000 to $50,000 to finance anything, including hair transplants.

Medical loans

A number of standalone providers offer to finance for medical procedures like hair transplants. The terms may differ from provider to provider, and options generally include personal loans or payment plans.

You can generally borrow as much with a medical loan as with a personal loan, but you may be limited to how you use your funding.

Credit cards

Credit card payments may be used as a deposit, advanced surgery, and balance payments. This is HRC’s preferred payment tender.

Should you be using a bank/debit card with a Visa, MasterCard, Discover or American Express logo affixed to the front, be sure to check your daily spending limit with your bank and increase this limit if necessary.

Frequently Asked Questions and Answers

Does Hair Restoration Work For Everyone?

Hair restoration does not work for everyone. It can only be used when the hair needs to be restored due to balding or natural thinning or loss of hair due to injury.

The majority of the transplant is mostly carried out on the existing hair, so it is not effective for those with widespread thinning and baldness.

What Are The Cons of Hair Transplant?

Hair transplant seems to be cool, but the negative side effects can’t be overlooked. However, not everyone gets to experience many of the effects some complained of. The complications of hair transplants may include the following:

  • bleeding
  • infection
  • swelling of the scalp
  • bruising around the eyes
  • a crust that forms on the areas of the scalp where hair was removed or implanted
  • numbness or lack of sensation on the treated areas of the scalp
  • itching
  • inflammation or infection of the hair follicles, which is known as folliculitis
  • shock loss, or sudden but typically temporary loss of the transplanted hair
  • unnatural-looking tufts of hair
Who is Hair Transplant Good For?

Receiving a hair transplant can improve your facial appearance and self-esteem. But the good candidates for hair transplants are those in the following category:

  • women with thinning hair.
  • anyone that has lost his or her hair due to burn or injury.
  • men with male pattern baldness.
Does Insurance Cover Hair Restoration?

Insurance does not cover hair restoration. Insurance coverage for hair loss is always limited to payment for reconstructive surgery. In most cases, hair restoration is placed under cosmetic surgery.

What Is The Best Age To Get Hair Restoration?

The best age to gets a hair transplant is when the hair loss has stabilized; going for hair restoration at a young age is like a waste of financial resources. Waiting till the hair loss stabilized would ensure you no longer have active hair loss.

Can I Wear A Hat After Hair Restoration?

The wearing of hats should be avoided to prevent the fragile new hair graft from getting damaged. It is recommended that you wait for at least six days.

How Can I Hide Hair Restoration?

To hide the facts that you have undergone hair restoration, one of what you can do is is return to your normal life; which is by wearing it along, covering it up and washing it well.

What Are The Side Effects Of Hair Restoration?

If you have been thinking the chances of you facing any side effects after hair restoration, yes, you can. But the most common side effects are scarring, and most are caused by negligence While some cant is avoided in the first place.

The potential side effects of hair restoration include bleeding, swelling, scalp pain, itching, crust, infections and inflammation of the hair follicles. Also, the use of Propecia and minoxidil can lead to dizziness, headaches, irregular heart rate, chest pain, and irritated scalp.

What Are The Factors That Determine The Sucess Rate of Hair Restoration?

It is not about the finance alone, the success of the hair restoration process depends on varieties of factors such as the ones that will be discussed below.

#1. Age

When you are young, the healing process is always fast and rapid, graft uptake is normal and the survival of the planted follicle is maximum. Therefore, the hair restoration process at a young age is better than at an older age. The older the body system gets, the slower the healing system gets.

#2. Crown Area

Crown are or the vertex of the scalp is also termed as “Blackhole” of hair transplant as the whatever number of grafts you put there is always some areas showing sparse hair growth.  Crown is a circular area over the scalp.

#3. Team Expertise

The success of the hair restoration also depends on the expertise of the team that carried it out. So when you are looking for finance make sure you have plans in place to ensure the right team or person is doing to get it done for you.

Is It Worth Getting Hair Transplant. 

Hair transplant is the last resort for whoever wants to get rid of the scalp and it is also worth doing for those who want to alter their hairlines. In short, hair transplant is worth it if you have the financial capacity.

How Long Will A Hair Restoration Process Last.

How long the hair restoration process will last depends on whether you are going for FUE or FUT procedure. Hair restoration can last for 10, as that is the average years that it takes half of the patients to get another surgery and the cause of this can trace to old age, environmental and genetic factors.

What Is The Cost Of Hair Restoration? 

The cost of hair restoration depends on a variety of factors and it can range from anywhere $4,000 to $15,000 depending on the area and demographic. The huge costs are often out of pocket, that makes it seems an option for those with financial resources or insurance scheme to cover it up. However, most insurance companies consider a hair transplant a cosmetic procedure.

Factors That Affects the Cost of Hair Restoration

The first that determines the cost of hair restoration is the number of hair being moved. It cost more to move the entire scalp then one by one. Also, the type of hair transplant procedure and the surgeon determines what you will be paying.


Here you’ve read on what hair restoration is, different methods of financing hair restoration process and so many others. Also, answers were provided to possible questions you might want to know about. Do you have anything to ask about hair restoration financing? Kindly make use of the comment box.


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